How To Find Where A Company Is Located

Opening a bank account is normally a straightforward process.

The entire application can be sorted in a mean solar day as long every bit you make sure to bring all the right documentation with you lot.

Usually, it begins with a slice of government-issued identification, followed by a proof of address to ostend where you live.

There are unlike types of valid documents you can use as proof of address; these vary depending on which land y'all reside in and which bank you are applying for an business relationship with.

Not procuring the right document for your awarding can filibuster getting your account up and running.

Read on to discover out more about the different types of documents that can exist used as proof of address.

What is proof of accost?

The term proof of address is pretty self-explanatory: refers to a certificate that verifies where you live.

Also known as proof of residence, information technology is required by banks as a security measure to make certain that you are not lying about where y'all live.

They essentially desire to be sure that they are able to send communications to you via regular post and be able to detect you if necessary.

Certain criteria are essential to make certain that your proof of address is valid and will be accepted by your bank:

It should exist issued in your name and match your government-issued identification
The proof of address must comprise your electric current residential address
The document needs to be sent by a recognized say-so and shows their logo, name, and data
Your proof of address needs to be clearly dated. Generally, banks will request that the certificate provided is dated within the last three months, merely this rule tin can differ depending on the bank or the type of document you are submitting.

This arrangement isn't flawless, someone could produce this document and non exist living where they say they are.

In a bid to minimize fraud, banks will sometimes ask for two different pieces of proof of residence.

In a similar mode, someone living at the correct address may not have their name on whatever certificate.

This will be the case if they are a child or dependent partner.

Only worry non as in that location are ways around this, we discuss solutions farther below.

Open a virtual IBAN Account with Statrys

What is accepted as proof of address?

Proof of address tin be ane of the post-obit documents:

Water, electricity, gas, telephone or Internet neb
Credit card bill or statement
Bank statement
Bank reference letter of the alphabet
Mortgage statement or contract
Letter issued past a public authority (east.chiliad. a courthouse)
Company payslip
Car or dwelling house insurance policy
Car registration
Authorized alter of address form
Letter of employment
Official letter from an educational institution
Municipality beak or government tax letter
Commuter's license
Residence permit
Charter agreement for your residence

Each bank volition take a specific list of documents and rules to validate proof of address.

Check with your local branch earlier applying for your banking concern business relationship to get the correct document ready.

We likewise recommend looking out for ambiguous rules!

For example, when a banking concern says they accept utility bills as proof of address they may take certain stipulations over what type of utility bill is valid.

What is not an acceptable document for proof of address?

It is e'er advisable to check with your local bank to get detailed information on which documents are valid and the rules they follow to authorize proof of accost.

Nonetheless, at that place are some commonly followed rules that you should keep in mind:

Your ID tin can only be used to verify your identity. Even if it contains your address, it will not be accepted equally proof of accost.
Whatsoever document that is too quondam will probably non brand the cutting!
Bring originals, non copies! Banks need to cheque the authenticity of documents earlier approving them.

Generally, any document that is not listed on the banking company's official list of required documents will exist rejected.

Therefore, information technology is always a good thought to bank check with your local branch in advance so that you are able to ready the right documentation and get your banking company account upwardly and running every bit chop-chop as possible!

If you lot are still having doubts, turn up to the banking concern with several documents so the banking official tin can choose for y'all.

This will prevent you from having to delay your application and return to your banking company branch a second fourth dimension to finish off the process.

How to find valid proof of address?

Depending on your current situation at that place are different courses of action you tin can have to discover an advisable proof of address.

Setting #one: Bills arriving at your home are in your name

In this case, finding a valid proof of address is simple!

Information technology is very probable that you already have some class of proof of accost lying around your home, you just don't know it yet!

First things outset have a scan through the pile of postal service sitting in your mailbox.

You are likely to find:

A recent banking company or credit bill of fare statement
Various utility bills
Your payslips

Any 1 of these documents will do, only exist sure to bring the original re-create to the bank when applying for your bank business relationship!

Setting #2: Bills arriving at your home are non in your proper name or you are unemployed

If you find yourself in this situation and so worry not, in that location are other documents you can source that will work just as well

We recommend earthworks out your lease agreement or finding a contempo insurance policy taken out in your proper name.

Some other method is to get your name on a mobile phone bill.

Visit your local provider to take out a basic phone plan.

Be certain to register the contract at the correct address.

You will receive a beak or service contract from the service provider within a calendar month of registering the plan, with your full name and accost on it.

Some banks volition accept a document in a relative'southward proper name equally long as you can testify your family relation.

It's worth checking with your local bank if they will authorize this as a valid proof of address.

Setting #3: You've gone paperless, y'all need to print online!

If all else fails, yous can become hold of a proof of address online through a service or visitor you already have a history with.

Before doing then, we advise you to check with your bank if this method is accustomed.

Once you have the green light from your depository financial institution, contact the correct authorisation to get hold of a copy and then simply print it off to present to your bank.

Alternatively, you can also make a request for a paper re-create online then wait for information technology to arrive at your doorstep earlier going ahead with your application.

Getting your easily on a proof of address tin seem tricky only as long every bit yous actually live where you say you do then it will exist possible to become validated past your bank!

Should you happen to be located in Hong Kong, check out our recommendations on how to get a proof of accost, curated specifically for Hong Kong residents. Or even the UK!

If yous are looking to open a business organisation bank business relationship, so the list of documents required will exist different. We go through this list in particular in our guide to opening a business concern bank account in Hong Kong.

We specialize in a broad range of innovative tools to boost your profits and empower you to make smarter choices with your online payments.